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Disclosures

Important disclosures

Add approved disclosures from your licensed providers, recordkeeper, investment adviser, broker-dealer, or plan sponsor before launch.

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Investment risk

Investing involves risk, including possible loss of principal. Past performance does not guarantee future results. Asset allocation and diversification do not assure a profit or protect against loss.

Plan documents control

If website content conflicts with official plan documents, the official plan documents should control. Participants should review the Summary Plan Description, fee disclosures, notices, and investment materials.

Taxes and distributions

Retirement-plan distributions, rollovers, loans, hardship withdrawals, required minimum distributions, and cash-outs may have tax consequences. Participants should consult a tax professional.

Non-affiliation

This prototype is not affiliated with Merrill Lynch, Merrill Edge, Bank of America, Fidelity, or any other institution referenced for comparison. Do not use third-party marks in a way that suggests sponsorship or endorsement.

Licensing

If the site provides investment advice, brokerage services, recordkeeping, fiduciary services, or managed-account features, use appropriately licensed entities and approved disclosures.

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